Newsletters At Libman, Goldstine, Kopperman & Wolf, we know that an informed client is our best customer.  Following is our most recent tax planning letter provided to our clients and friends. The internet is a great education resource with endless amounts of information just a click away.  However, sometimes it's nice to have help sorting through all the information that is available.  Below, are a few select articles that we thought you may find to be helpful.  Check back often for all the latest information on ways to manage your business and personal financial needs more effectively. 2009 year end letter

Reevaluate Shareholder Loans With all the angst about the economy, high gasoline prices, and the lousy real estate environment, you may not have noticed that most interest rates are near historically low levels.   How Earned Income Impacts Your Social Security Benefits If you are a social security beneficiary under full retirement age (currently age 66), an earnings test determines whether your social security retirement benefits will be reduced because you earned more from a job or business than an annual exempt amount.   Required Minimum Distributions Waived for 2009 Taxpayers can be subjected to an onerous excise tax if they take less than the required minimum distribution (RMD) from their retirement plan each year.